Pre-Purchase Considerations
A. Choosing and using a real estate agent B. Choosing and using a lawyer C. Finding a lender D. Housing market considerations
E. How expensive a home is affordable F. New construction or fixer-upper G. Personal preferences
Home Inspection
A. Access B. Additions C. Appliances (age and condition) D. Boundary lines E. Electricity F. Floor plan G. Gas H. Heating and cooling I. Insulation J. Location K. Lot L. Monthly expenses (insurance, utilities, repairs and taxes)
M. Plumbing N. Roof O. Sewers and drains P. Size Q. Structural defects R. Termite infestation S. Water heater
T. Wiring
Purchase Contract
A. Conditions (inspection, financing, legal review, etc.).) B. Date for closing C. Date for possession D. Deed to be furnished E. Deposit
F. Description of real estate property G. Inspection H. List of personal property I. Price
J. Proration of taxes, insurance and other charges K. Survey L. Warranty
Cancellation Rights
A. Defects in structure, plumbing, wiring, appliances, etc. B. Easement and restriction C. Lawyer approval D. Loan approval E. Liens F. Zoning
Title Examination
A. Easements B. Liens C. Mortgages D. Restrictions on use E. Survey F. Taxes
Closing Documents
Closing Costs
A. Closing document fee B. Mortgage document fee C. Proration of taxes, insurance, etc. D. Recording charges for deed and mortgage
E. Title examination fee F. Title insurance fee G. Transfer taxes
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